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Individual insurance

Long-Term Disability Insurance

Long-Term Disability (LTD) Insurance provides financial protection if you’re unable to work for an extended period due to injury or illness.

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Takes 2 minutes. No pressure.

Why it Matters

Protect Your Day-to-Day

Without Long-Term Disability, a prolonged absence from work can quickly deplete your savings and jeopardize your financial stability. Focus on your health and recovery knowing your financial well-being is secure.

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Income Replacement

We take into account all sources of your earnings, not just your salary.

Portable

If you change jobs or become self-employed, our policies move with you.

Professional Advice

Our Licensed Advisors can help provide guidance on a Long-Term Disability plan that’s right for you.

Benefits for CPAs

Get Long-Term Disability Insurance

Exclusive to CPAs:

Available only to CPAs and their loved ones.

Not-for-Profit Advantage:

Competitive rates and unbiased advice, with profits reinvested in the CPA community.

You Come First:

A people-first approach dedicated to taking care of the person behind the designation.

Professional Guidance:

Licensed Advisors that help you choose coverage with confidence as your needs evolve.

MADE FOR CPAs

Coverage Made for You

Your life and career come with unique responsibilities, and your coverage should reflect that. Our plans are built to fit the realities of CPA life, with flexibility and clarity at every step.

  • Options designed to align with your career, family needs, and long-term goals.
  • Clear terms and straightforward choices, so you understand exactly what you’re getting.
  • Guidance from advisors who understand both insurance and the CPA profession.
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Calculate Your
Life Insurance Needs

Coverage is unique and based on multiple factors like school loans, mortgages and more. Find your unique coverage.

Calculate Coverage

Takes 2 minutes. No pressure.

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What Other CPAs Have to Say About InsureCPA

“InsureCPA is a fantastic organization to work with! Rates are amazing and service is stellar. Would highly recommend for any CPAs in the West!”

Markus S.

“I’ve been a client for years and appreciate how easy and automated the process for renewal is - especially given that I am in a remote location. The staff has also been extremely pleasant and helpful when I’ve had to call (which is not often - only 3 to 4 times in the past 10 years).”

Sylvia C.

“At this unexpected and very distressing time in my life, I am very grateful for the professional and caring assistance I received from the staff at InsureCPA.”

Cathrine W.

“From the beginning, we worked closely with the InsureCPA team. They are caring, friendly, proactive, extremely efficient and knowledgeable person. It has been a delight to work with her and her staff over the years.”

Martin R.

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Our Life Insurance Plan, Explained

Insurance
InsureCPA Term Life Insurance is designed to protect CPAs during times of financial dependency, such as going to school, marriage, mortgages, raising a family, taking care of aging parents, or considering entrepreneurship.

Home & Auto Insurance – Get a Quote for a Chance to Win!

Insurance
Unlock exclusive savings – maximize your coverage and minimize costs with CPAIPW’s exclusive Home & Auto rates with the Personal.

Navigating the Complexities of Long-term Disability Insurance

Insurance
How much do you need? And what’s a waiting period? We’re going to break it down and help you navigate the complexities of Long-term Disability Insurance and what you should look for in a policy.

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Speak with an advisor who understands your financial world, or get a fast, no-obligation quote.

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FAQs

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How much Long-Term Disability do I need?

This program is designed to help you maintain your lifestyle should something happen to you. To determine how much you need, we suggest you calculate your monthly expenses (mortgage, utilities, food, car, insurance, other essentials) to determine your baseline survival amount

What is the maximum benefit period?

You are eligible to remain on claim until you can return to work or until age 65.

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What if I'm no longer working as an accountant?

Under our plan, if you maintain your CPA designation you are eligible under the plan. Your occupation is still subject to underwriting and will need approval.

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Need Assistance?

Our advisors are experienced CPA lifestyle experts that are here to help answer any of your questions.

Need Assistance?

Our advisors are experienced CPA lifestyle experts that are here to help answer any of your questions.

Contact Us

Book a Call

Get an appointment with an advisor today and protect what matters most.